/* ============ TOKENS ============ */
:root{
  --navy: #101B2C;
  --navy-soft: #1B2A40;
  --gold: #D9A441;
  --gold-soft: #F1CC85;
  --green: #2E9E64;
  --paper: #EEF1F0;
  --paper-2: #FFFFFF;
  --line: #C9D2CE;
  --text: #10202F;
  --text-soft: #55677A;
  --text-invert: #F4F6F5;

  --font-display: 'Space Grotesk', sans-serif;
  --font-body: 'Inter', sans-serif;
  --font-mono: 'JetBrains Mono', monospace;

  --radius: 10px;
  --wrap: 1120px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}
h1,h2,h3{
  font-family: var(--font-display);
  color: var(--navy);
  line-height: 1.15;
  margin: 0 0 .5em;
}
p{ margin: 0 0 1em; color: var(--text-soft); line-height: 1.6; }
a{ color: inherit; }
.wrap{
  max-width: var(--wrap);
  margin: 0 auto;
  padding: 0 24px;
}
.eyebrow{
  font-family: var(--font-mono);
  font-size: .78rem;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: .6em;
}

/* ============ BUTTONS ============ */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 14px 28px;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: .95rem;
  text-decoration:none;
  cursor:pointer;
  border: 1px solid transparent;
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}
.btn:hover{ transform: translateY(-2px); }
.btn-primary{
  background: var(--gold);
  color: var(--navy);
}
.btn-primary:hover{ background: var(--gold-soft); }
.btn-ghost{
  background: transparent;
  border-color: var(--line);
  color: var(--navy);
}
.btn-ghost:hover{ border-color: var(--navy); }

/* ============ HEADER ============ */
.site-header{
  position: sticky;
  top:0;
  z-index: 50;
  background: rgba(238,241,240,.9);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding-top: 16px;
  padding-bottom: 16px;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  text-decoration:none;
}
.brand-mark{
  font-family: var(--font-mono);
  font-weight: 500;
  font-size: .95rem;
  background: var(--navy);
  color: var(--text-invert);
  width: 40px;
  height: 40px;
  display:flex;
  align-items:center;
  justify-content:center;
  border-radius: 8px;
}
.brand-mark-x{ color: var(--gold); }
.brand-name{
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.1rem;
  color: var(--navy);
}
.main-nav{
  display:flex;
  align-items:center;
  gap: 28px;
  font-size: .92rem;
  font-weight: 500;
}
.main-nav a{ text-decoration:none; color: var(--text-soft); }
.main-nav a:hover{ color: var(--navy); }
.nav-cta{
  background: var(--navy);
  color: var(--text-invert) !important;
  padding: 9px 18px;
  border-radius: 8px;
}
.nav-cta:hover{ background: var(--navy-soft); }

/* ============ HERO ============ */
.hero{
  padding: 88px 0 72px;
}
.hero-inner{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 48px;
  align-items:center;
}
.hero-copy h1{
  font-size: clamp(2.1rem, 4vw, 3.1rem);
  max-width: 14ch;
}
.hero-lead{
  font-size: 1.08rem;
  max-width: 46ch;
}
.hero-actions{
  display:flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 18px;
}
.hero-note{
  font-family: var(--font-mono);
  font-size: .82rem;
  color: var(--text-soft);
  margin:0;
}
.hero-visual{
  display:flex;
  justify-content:center;
}
.flow-svg{ width: 100%; max-width: 360px; height: auto; }
.node-icon{
  font-family: var(--font-mono);
  font-size: 14px;
  fill: var(--text-invert);
  font-weight: 500;
}
.node-icon-dark{ fill: var(--navy); }
.node-label{
  font-family: var(--font-mono);
  font-size: 11px;
  fill: var(--text-soft);
}

/* ============ STEPS ============ */
.steps{
  padding: 72px 0;
  background: var(--paper-2);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.steps h2{
  font-size: 1.8rem;
  margin-bottom: 40px;
}
.steps-list{
  list-style:none;
  margin:0; padding:0;
  display:grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 24px;
}
.steps-list li{
  border-left: 2px solid var(--line);
  padding-left: 16px;
}
.step-num{
  display:block;
  font-family: var(--font-mono);
  color: var(--gold);
  font-size: .85rem;
  margin-bottom: 8px;
}
.steps-list h3{
  font-size: 1rem;
  margin-bottom: 6px;
}
.steps-list p{ font-size: .9rem; margin:0; }

/* ============ ADVANTAGES ============ */
.advantages{ padding: 72px 0; }
.advantages h2{
  font-size: 1.8rem;
  margin-bottom: 40px;
  max-width: 20ch;
}
.advantages-grid{
  display:grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.adv-card{
  background: var(--paper-2);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}
.adv-num{
  font-family: var(--font-mono);
  color: var(--gold);
  font-size: .82rem;
  display:block;
  margin-bottom: 12px;
}
.adv-card h3{ font-size: 1.02rem; margin-bottom: 6px; }
.adv-card p{ font-size: .9rem; margin:0; }

/* ============ FORM ============ */
.form-section{
  padding: 80px 0 96px;
  background: var(--navy);
}
.form-wrap{
  display:grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 56px;
  align-items:start;
}
.form-intro .eyebrow{ color: var(--gold-soft); }
.form-intro h2{
  color: var(--text-invert);
  font-size: 1.9rem;
  max-width: 16ch;
}
.form-intro p{ color: #A9B6C4; max-width: 38ch; }

.credit-form{
  background: var(--paper-2);
  border-radius: 14px;
  padding: 32px;
}
fieldset{
  border: none;
  padding: 0;
  margin: 0 0 28px;
}
legend{
  font-family: var(--font-mono);
  font-size: .78rem;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--text-soft);
  padding: 0 0 14px;
  width: 100%;
  border-bottom: 1px solid var(--line);
  margin-bottom: 18px;
}
.field{ margin-bottom: 18px; }
.field-row{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
label{
  display:block;
  font-size: .88rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}
input, select{
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font-family: var(--font-body);
  font-size: .95rem;
  color: var(--text);
  background: var(--paper);
  transition: border-color .15s ease;
}
input:focus, select:focus{
  outline: none;
  border-color: var(--gold);
}
input:invalid:not(:placeholder-shown){ }
.field-hint{
  display:block;
  font-size: .78rem;
  color: var(--text-soft);
  margin-top: 4px;
}
.field-error{
  display:block;
  font-size: .8rem;
  color: #C0392B;
  margin-top: 4px;
  min-height: 1em;
}
.checkbox-field{
  display:flex;
  align-items:flex-start;
  gap: 10px;
  font-size: .85rem;
  color: var(--text-soft);
  margin-bottom: 6px;
  cursor:pointer;
}
.checkbox-field input{ width:auto; margin-top: 3px; }
.btn-submit{
  width: 100%;
  margin-top: 8px;
}
.form-feedback{
  margin-top: 16px;
  font-size: .9rem;
  min-height: 1.4em;
}
.form-feedback.success{ color: var(--green); font-weight: 600; }
.form-feedback.error{ color: #C0392B; font-weight: 600; }

/* ============ FOOTER ============ */
.site-footer{
  background: var(--navy);
  border-top: 1px solid var(--navy-soft);
  padding: 36px 0 44px;
}
.footer-inner{
  display:flex;
  flex-direction: column;
  gap: 14px;
}
.site-footer .brand-name{ color: var(--text-invert); }
.footer-note{
  color: #8695A6;
  font-size: .82rem;
  max-width: 62ch;
  margin: 0;
}

/* ============ RESPONSIVE ============ */
@media (max-width: 920px){
  .hero-inner{ grid-template-columns: 1fr; }
  .hero-visual{ order: -1; }
  .steps-list{ grid-template-columns: repeat(2, 1fr); }
  .advantages-grid{ grid-template-columns: repeat(2, 1fr); }
  .form-wrap{ grid-template-columns: 1fr; }
}
@media (max-width: 560px){
  .field-row{ grid-template-columns: 1fr; }
  .steps-list{ grid-template-columns: 1fr; }
  .advantages-grid{ grid-template-columns: 1fr; }
  .main-nav{ gap: 14px; font-size: .85rem; }
}

@media (prefers-reduced-motion: reduce){
  .flow-dot animateMotion{ }
  *{ scroll-behavior: auto !important; }
}